SAVE UP TO 10%

When buying I can show you ways to save thousands when you purchase and finance your next home!

  SAVE UP TO 10%

SAVE BIG On the purchase and finance of any home

CONTACT ME FOR DETAILS AT 970-217-3245 OR CLICK HERE 

FOR MORE TIPS GO TO:

http://www.ross-homes-noco.blogspot.com/

ABOUT ME

 I am a Real Estate Professional with over 28 years’ experience / SPECIALTIES: Northern Colorado Real Estate / Luxury Homes / New Construction / Custom – Semi-Custom Homes in Northern Colorado.


Contact me today to learn about ALL of my strategies to get you the best price for your home in the shortest possible time!Paul Martin Ross
RESIDENT REALTY/Northern Colorado


GUARANTEED SERVICE…GUARANTEED RESULTS


VIEW ALL LISTINGS

The market has changed. Has your home value?

 Learn more with a free monthly trends report CLICK HERE TO FIND OUT WHAT YOUR HOME IS WORTH 

DOWN PAYMENT STRATEGY

WHICH DOWN PAYMENT STRATEGY IS RIGHT FOR YOU?

 You’ve most likely heard the rule: Save for a 20-percent down payment before you buy a home. The logic behind saving 20 percent is solid, as it shows that you have the financial discipline and stability to save for a long-term goal. It also helps you get favorable rates from lenders.


 But there can actually be financial benefits to putting down a small down payment—as low as three percent—rather than parting with so much cash up front, even if you have the money available.  

THE DOWNSIDE

 The downsides of a small down payment are pretty well known. You’ll have to pay Private Mortgage Insurance for years, and the lower your down payment, the more you’ll pay. You’ll also be offered a lesser loan amount than borrowers who have a 20-percent down payment, which will eliminate some homes from your search. 


THE UPSIDE

 The national average for home appreciation is about five percent. The appreciation is independent from your home payment, so whether you put down 20 percent or three percent, the increase in equity is the same. If you’re looking at your home as an investment, putting down a smaller amount can lead to a higher return on investment, while also leaving more of your savings free for home repairs, upgrades, or other investment opportunities. 

THE HAPPY MEDIUM

 Of course, your home payment options aren’t binary. Most borrowers can find some common ground between the security of a traditional 20 percent and an investment-focused, small down payment. Your trusted real estate professional can provide some answers as you explore your financing options.  

LOOKING TO BUY??

  If you are looking to purchase, I can save you a lot of money, as much as 10% on the purchase and finance of your home.  


 Contact me today to learn about ALL of my strategies to get you the BEST price for your home in the shortest possible time!  


 SEARCH FOR PROPERTIES 

HOME BUYING: Top Tips for Buying a Home

 Buying a home is an important life decision. Make sure you consider these important tips before you buy:
 

 1. When first considering buying a home, look at your finances and decide how much you can afford. 


 2. Make sure to physical inspect the home and property for potential fixes and hazards 


 3. Tour the neighborhood at different hours to get a feel for the local atmosphere. 


 4. If you have children now or might in the future, check out the local schools. 


 5. Check the location of the nearest shopping, such as grocery stores, restaurants, and other stores you already frequent. 



Paul Martin Ross
RESIDENT REALTY/Northern Colorado
CONTACT ME 



 Let me show you how to save 10’s of thousands of dollars on the purchase and finance of your next home! 

Phone: (970) 217-3245
Email:
paul@ross-homes-noco.com 

 Real Estate Professional with over 28 years’ experience / SPECIALTIES: Northern Colorado Real Estate / Luxury Homes / New Construction / Custom – Semi-Custom Homes in Northern Colorado 


 GUARANTEED SERVICE…GUARANTEED RESULTS 

Your Home Inspection

Questions to Ask Your Home Inspector Before Buying Your Northern Colorado Home

 When you buy a Northern Colorado home, you need to know exactly what you’re buying. Imagine how frustrated you’d be to find out that the hot water heater wasn’t working—in the middle of a shower! This is why you should have a home inspection before you buy your home. A home inspection is an important part of buying your home. Before you hire a home inspector, ask candidates a few questions to make sure you hire a trustworthy inspector.


1.  What does your inspection cover? Not all inspections are the same. Ask for copies of previous home inspections so you can see exactly what they will check inside the home. If you are concerned about something specific, like a leaky faucet in the bathroom, mention that to the inspector so they can check it out.


2.  Are you licensed or certified? If you live in a state that licenses home inspectors, ask to see their license. At the very least, choose a home inspector who belongs to American Society of Home Inspectors. This shows a level of professionalism and education that you can trust.


3.  What kind of report will you give me? You should expect a written report  what the inspector found. Most inspectors will give you a typed report within a week of the inspection. Make sure the inspector will be available to explain anything on the report that doesn’t make sense to you.


4.  Will I be able to attend the inspection? If the inspector refuses to let you be present during the home inspection, find someone else. This is your chance to know exactly what you are buying and what potential repairs you or the seller will have to make.